Incharge debt solutions reviews. Your debt type is secured: InCharge, just like the majority of debt relief companies, doesn't settle secured debts, such as auto loans and housing loans. Incharge debt solutions reviews

 
 Your debt type is secured: InCharge, just like the majority of debt relief companies, doesn't settle secured debts, such as auto loans and housing loansIncharge debt solutions reviews  InCharge Debt Solutions Reviews

Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,071 people have written so far, and share your own experience. Fax: 877-419-8370. 9. 00 out of 5 stars. | Read 1,441-1,460 Reviews out of 1,664Glassdoor gives you an inside look at what it's like to work at Incharge Debt Solutions, including salaries, reviews, office photos, and more. “My youngest is in college and that means using a card to buy books. 3. InCharge Debt Solutions has helped over $3 million consumers pay off $3 billion. Our pick for. 7. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,033 customers have already said. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,072 customers have already said. Learn about credit counseling and financial literacy partnership programs and opportunities at InCharge Debt Solutions. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,078 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,062 people have written so far, and share your own experience. • 37K reviews. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,014 customers have already said. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,023 people have written so far, and share your own experience. | Read 1,241-1,260 Reviews out of 1,700. InCharge Debt Solutions Reviews. $1,000 Program length. They are also a member of the Association of Independent Consumer Credit Counseling Agencies. Company reviews. InCharge Debt Solutions (IDS) offers Debt Management Programs (DMP) to assist consumers in paying off their unsecured debts and better manage their financial obligations in the future. 00 out of 5 stars. 9 out of 5 stars. They help and guide you with the best realistic. • 36K reviews. It. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,051 people have written so far, and share your own experience. Our 2022 Transparency Report has landedIt is a 501C3 not for profit organization. 86 per month, resulting in a total of $860. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,075 customers have already said. InCharge Debt Solutions Reviews. | Read 21-40 Reviews out of 1,708. Reviews: BBB: 3. | Read 1,501-1,520 Reviews out of 1,736Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,101 people have written so far, and share your own experience. Average mortgage debt increased by just 1. InCharge Debt Solutions has over 2,000 TrustPilot reviews with an average rating of 4. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,078 customers have already said. InCharge Debt Solutions Reviews. 2% owe more than $200,000, according to the Education Data Initiative. This program is life changing. JM. You will determine how to qualify for a mortgage at affordable terms. InCharge Debt Solutions provides the required pre-bankruptcy counseling. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,029 customers have already said. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,060 customers have already said. 7 VERIFIED COMPANY incharge. 99%, and a “closing fee” paid to Prosper of approximately 1% of the loan. Maria. 1 review. It is more affordable than a Chapter 13 bankruptcy. | Read 1,161-1,180 Reviews out of 1,654InCharge Debt Solutions charges about $30 per month for its debt consolidation program. 7 Dec 2022. Debt Relief Options for Arizona Residents. We help with debt from thousands of creditors, including these companies: Amount of Credit Card & Personal Loan Debt *. 1 review. Find jobs. InCharge Debt Solutions was founded in 1997 and is based in Orlando, FL. The average debt for Arizona’s 3. Number of Reviews 10. InCharge Debt Solutions Best Mobile Option. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,035 people have written so far, and share your own experience. 647 likes · 24 were here. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,109 customers have already said. InCharge Debt Solutions is required to disclose the following information prior to each Pre-Filing Credit Counseling Session: InCharge is a non-profit agency and is tax-exempt under Section 501(c)(3) of the Internal Revenue Code. Also, according to the BBB, all complaints show are resolved or show the company made every effort to resolve. Every time I have called with a question their staff have been more than helpful and nice. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,057 people have written so far, and share your own experience. Reviews from INCHARGE DEBT SOLUTIONS employees about INCHARGE DEBT SOLUTIONS culture, salaries, benefits, work-life balance, management, job. Assistant Manager. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,091 customers have already said. United States 18 reviews. | Read 1,361-1,380 Reviews out of 1,719Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,037 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,005 people have written so far, and share your own experience. Find out what works well at INCHARGE DEBT SOLUTIONS from the people who know best. 1840 W 49th St Ste 604A, Hialeah, FL 33012-2887. Previous 1 11 12 13 88 Next page. • 37K. InCharge Debt Solutions Reviews 2,109 • Excellent 4. InCharge Debt Solutions | 722 من المتابعين على LinkedIn. 7 2,110 total 5-star 87% 4-star. Visit Site See Review phone (888) 981-6820. And it’s growing: Through the third quarter of 2018, Nutmeggers’ student loan debt soared to $17 billion, up 112% from 2008 ($8 billion). • 36K reviews. InCharge Debt Solutions Reviews. email: swalsh@incharge. 7 Dec 2022. Reviews from INCHARGE DEBT SOLUTIONS employees about Pay & Benefits. Pays for extra features. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,061 people have written so far, and share your own experience. InCharge Debt Solutions Reviews. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,026 customers have already said. However, we recommend talking to the counselor anyway; you might find a financial. May 8, 2023. 4 billion in debt and has a 97% customer satisfaction rating and an A+ rating from the Better Business Bureau. in no way substitutes for dedicated assistance from someone with expertise and experience in helping people deal with debt. My years at InCharge have been an amazing journey for 12 years. | Read 661-680 Reviews out of 1,642. $1,000 Program length. | Read 41-60 Reviews out of 1,677. You qualify by being under the income limit for filing Chapter 7 in your state. InCharge Debt Solutions is a 501(c)(3) nonprofit organization offering confidential and professional credit counseling, debt management services, bankruptcy. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,101 people have written so far, and share your own experience. | Read 1,561-1,580 Reviews out of 1,719Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,005 people have written so far, and share your own experience. | Read 161-180 Reviews out of 1,755. | Read 1,661-1,680 Reviews out of 1,738 Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,109 people have written so far, and share your own experience. 7 out of 5 stars on Trustpilot. 9. 9 out of 5 stars. This website (“Website”) is operated by InCharge Debt Solutions (“InCharge”) and these terms and conditions apply to all websites and text message programs owned, operated, controlled and otherwise made available by InCharge and its affiliates (including, but not limited to, mirrored, co-branded and successor sites). 4/5 Stars with 15 Reviews: Trustpilot: 4. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,005 people have written so far, and share your own experience. Debt settlement companies are for-profit and, therefore, you will also pay fees, and it is a negative mark on your credit report that stays for seven years. InCharge hereby disclaims any and all liability for the privacy practices and any information, materials, products, or services posted or offered at any of the third-party sites. InCharge Debt Solutions has relatively high ratings and positive responses from BBB reviewers, with 14 complaints at BBB. Consumers can get a free counseling session and work on a host of financial issues, including bankruptcy and. The process starts with credit counseling from a team of certified financial counselors like those at InCharge Debt Solutions. Medical bill consolidation does not eliminate the debt. | Read 321-340 Reviews out of 1,679. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,060 people have written so far, and share your own experience. 7. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,036 customers have already said. My monthly fee for their service was about $50/mo and that. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,061 customers have already said. | Read 1,581-1,600 Reviews out of 1,699. InCharge Debt Solutions Review. You can also receive relief from your debt in as little as 120 days. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,071 customers have already said. InCharge Debt Solutions Reviews. #6 National Debt Relief. Learn about INCHARGE DEBT SOLUTIONS culture, salaries, benefits, work-life balance,. The process starts with credit counseling from a team of certified financial counselors like those at InCharge Debt Solutions. Credit Counseling Success Stories and Reviews; How I Raised My Credit Score 200 Points in a Year; How Mike Bell Paid Off $18,000 in Credit Card Debt;. | Read 301-320 Reviews out of 1,734. This financial provider helps more than 100,000 people every year and serves all 50 states. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,109 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,031 customers have already said. Date of experience: 01 December 2021. One year ago, I had $15k in credit card debt. Reviews. InCharge Debt Solutions Reviews. American Consumer Credit Counseling. InCharge Debt Solutions. 7 2,111 total : Most relevant SA Sandra. InCharge Debt Solutions Reviews. Asks for reviews — positive or negative. A free inside look at company reviews and salaries posted anonymously by employees. InCharge Debt Solutions Reviews. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,064 people have written so far, and share your own experience. | Read 181-200 Reviews out of 1,705. InCharge Debt Solutions Reviews. Jobs > Incharge Debt Solutions. | Read 201-220 Reviews out of 1,662. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,028 customers have already said. InCharge was an excellent company to work for as they helped people financially by helping them to consolidate their unsecured debt, thus helping them lower their debt and pay off unsecured. This included $9,800 from credit cards, $2,000 from a bank loan, and the rest in student loans. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,072 customers have already said. With a 20% APR it would take 15 months and you’d pay a total of $6,000. InCharge works with lenders/credit card companies, to stop the revolving interest/payments and amortize the remaining balance of what is owed. National Debt Relief. Monday-Friday: 9 am – 10 pm ETDo you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,031 people have written so far, and share your own experience. -. The company also provides financial education resources and tools to help consumers. Debt Relief Options for Arizona Residents. InCharge Debt Solutions Reviews. Reviews from INCHARGE DEBT SOLUTIONS employees about INCHARGE DEBT SOLUTIONS culture, salaries, benefits, work-life balance, management, job security, and more. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,039 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,072 people have written so far, and share your own experience. InCharge Debt Solutions Reviews. | Read 21-40 Reviews out of 1,687. With the assistance of the team at InCharge, Bryce was able to lower his monthly payments and successfully pay off his debt in just 5 years. 8/10. Clients have said that the process can take a while, but they agree the results are worth the wait. This rate is almost double the interest rate for a federal student loan (6. Debt settlement without bankruptcy can take more time but — if negotiated properly — can do less damage to your credit. $0 to $75. When I called customer service asking. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,109 people have written so far, and share your own experience. However, you have to make payments via the debt management group itself. | Read 1,601-1,620 Reviews out of 1,676. Among Tennessee’s metro areas, Nashville ($70,262) was far and away the leader in median annual income — well ahead of Knoxville ($56,623), Chattanooga ($55,366) and Memphis ($54,859). Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,017 customers have already said. I signed up for InCharge Debt Solutions on 10/28/2019, and paid off my debt in full on 11/23/2021. InCharge should be a better advocate for their clients & secure lower interest rates to make payoff quicker & easier. Date of experience: December 01, 2021. They worked with my creditors and in another year and 5 months I will be debt free. Childcare and Parent Services (CAPS), through its county branches, helps low income and. Connecticut college graduates also are carrying staggering student loan debt — an average of $35,494, third in the nation behind New Hampshire and Pennsylvania. Employers / Post Job. Some nonprofit credit counseling agencies – including InCharge Debt Solutions — have agreements that can result in credit card debt forgiveness. Pending. Pros. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,018 customers have already said. It involves a 30-minute interview with a certified counselor who gathers information about. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,037 customers have already said. A budget and action plan will be developed to help get you on track to achieving the ultimate goal of homeownership. Enrollment Specialist (Former Employee) - Orlando, FL - January 20, 2014. Customer Review Platform Ratings; Better Business Bureau (BBB) A+ Rating; 3. US. INCHARGE DEBT SOLUTIONS. Counselor. Maybe since you’ve been client for so long they can provide it to you for free. What to like: The best thing about InCharge is their credit counselors and website. 6. Auto Loan Debt: Experian reports that the average auto loan debt for Marylanders was $21,228. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,006 people have written so far, and share your own experience. Filing Chapter 13 Bankruptcy. BBB Rating: A+. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,001 people have written so far, and share your own experience. InCharge Debt Solutions appears to be a. | Read 1,201-1,220 Reviews out of 1,684. Hello Sherry, Thank you for sharing your feedback on the good service you have received! Affiliated with the NFCC and in business for more than two decades, InCharge Debt Solutions gets an A+ rating from the Better Business Bureau and 4. 07/26/2023. PRE-FILING – $25. Among the assistance programs offered in Georgia: PeachCare for Kids, offering low-cost or free health insurance for children up to the age of 19, can help families pay medical bills and health care expenses. Reviews InCharge Debt Consolidation review InCharge offers a supportive and informative debt consolidation approach. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,031 people have written so far, and share your own experience. InCharge Debt Solutions Reviews. Another popular and well-known non-profit organization helping consumers tackle debt is InCharge, also known as InCharge Debt Solutions. It also charges a setup fee between $50 and $75. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,037 customers have already said. See full list on investopedia. Date of experience: September 07, 2021. Hello Sherry, Thank you for sharing your feedback on the good service you have received! Best financial decision I've ever made. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,029 customers have already said. Read 301-320 Reviews out of 1,662. When it comes to individual debt, the average mortgage debt in Rhode Island is $217,019, $12,200 less than the national average. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,026 customers have already said. Pending. Debt management plans simplify the bill-paying experience by consolidating credit card debt into one payment at a monthly rate you can afford. Join. 51 Number of Reviews 10 info Source of Information LAST UPDATED: July 17th, 2019 InCharge Debt Solutions has been in business since 1999. BBB Accredited. 9 out of 5 stars. Mortgage debt: The average mortgage debt in New York in 2022 was $283,954. InCharge Debt Solutions Ratings and Reviews. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,028 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,082 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,089 people have written so far, and share your own experience. Wisconsin is ranked 35 th in rent with residents paying an average of $1,115 a month. 0 stars 2. info Source of Information. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,091 people have written so far, and share your own experience. A zero-percent interest means 13 months, or a month longer than most 0% balance transfer cards allow. The end result is one payment to one lender, once a month. InCharge Debt. They helped me contacted my creditors to reduced my interest rate which is the burden on my head and since they have taking control of my account I can see that my balance is reducing. From help with rental payments, to utilities, legal assistance, food banks, and employment opportunities, we can help you find the assistance you need. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,051 customers have already said. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,046 customers have already said. No phone available. However, they do not have a specialty program for the. That followed a national trend in which credit card balances declined an average of 9%. Rating is calculated based on 45 reviews and is evolving. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,010 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,035 customers have already said. National Debt Relief and InCharge Debt Solutions offer different debt relief services. National Debt Relief. Write a review. Paying late can trigger a late fee, as much as $25 for a first offense. The major benefits of debt consolidation include: A single monthly payment – One payment, to one source, once a month. InCharge Debt Solutions is a 501(c)(3) nonprofit organization offering confidential and professional credit counseling, debt management services, bankruptcy education, housing counseling and educational initiatives promoting financial literacy since 1997. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,043 people have written so far, and share your own experience. InCharge offers many of the same services as the National Foundation for Credit Counseling since they are an accredited member of the NFCC. Pros. Founded in 1997, InCharge Debt Solutions is a nonprofit organization that provides credit. And it’s tacked right onto your balance, giving you even more to pay back. The NFCC certifies counselors at its member organizations and renews that certification every two years. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,089 people have written so far, and share your own experience. InCharge Debt Solutions Reviews. | Read 421-440 Reviews out of 1,704. InCharge Debt Solutions Review (2. Snapshot; Why Join Us; 44. – 5:30 p. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,026 customers have already said. Student Loan debt: On average, New Yorkers with student loans owe approximately $38,668, which ranks sixth in the nation. | Read 781-800 Reviews out of 1,705. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,016 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,037 people have written so far, and share your own experience. 67 2019 5. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,028 people have written so far, and share your own experience. | Read 981-1,000 Reviews out of 1,708. Pending. Counselor. 7/5 Stars with 2,107 Reviews: WalletHub: 4. Sincerely, Jayson W. Admin. InCharge Debt Solutions. Read 17 reviews from current and former employees of Incharge Debt Solutions, a nonprofit debt management company that offers flexible work options and. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,029 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,026 customers have already said. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,072 people have written so far, and share your own experience. ”. 6/5 Stars with 2,044 Reviews. InCharge Debt Solutions Credit Counseling Review InCharge Debt Solutions Credit Counseling is a nonprofit credit counseling firm based in Orlando, FL. 2 reviews. InCharge Debt Solutions Reviews. star star star star star. | Read 801-820 Reviews out of 1,718. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,032 customers have already said. About InCharge Debt Solutions. | Read 1,641-1,660 Reviews out of 1,733. 45 reviews. | Read 261-280 Reviews out of 1,679. | Read 1,241-1,260 Reviews out of 1,711. Online and over. Credit. WalletHub. Founded in 1997, InCharge Debt Solutions is a nonprofit organization that provides credit counseling and debt management. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,109 customers have already said. Rank. Service Area. com InCharge is a non-profit debt management company that offers credit counseling, debt negotiation, and educational resources. National Debt Relief. Here are the benefits of HomeTrek. View Site 866-721-3925 View Reviews. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,082 customers have already said. Prior to signing up for the program, I was about about $19,000 in debt. See how customers rate their experience, satisfaction and quality of service. | Read 881-900 Reviews out of 1,757. All. | Read 261-280 Reviews out of 1,721. InCharge Debt Solutions Reviews. InCharge should be a better advocate for their clients & secure lower interest rates to make payoff quicker & easier. InCharge Debt Solutions is a 501 (c) (3) nonprofit organization offering confidential and professional credit counseling, debt management services, bankruptcy education, housing counseling and educational initiatives promoting financial literacy since 1997. Date of experience: September 16, 2021. | Read 101-120 Reviews out of 1,660. Read 2 more reviews about InCharge Debt Solutions. I was in my mid-twenties when I began. 7 Dec 2022. Read 201-220 Reviews out of 1,662. The training is focused on delivering high-quality financial information that will serve the client’s best interests when they make decisions about their personal finances. InCharge was an excellent company to work for as they helped people financially by helping them to consolidate their unsecured debt, thus helping them lower their debt and pay off unsecured. | Read 21-40 Reviews out of 1,728 Mortgage debt: The average mortgage debt in New York in 2022 was $283,954. open door policy to seek coaching and advice. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,109 people have written so far, and share your own experience. The median household income in Colorado in 2022 is $72,331, which ranks 11 th in the country. 7% owe between $20,000 and $40,000, and 3. 1 review. LIKE us for news & tips for. InCharge Debt Solutions offers a. Debt Solutions offers debt relief services for individuals struggling with financ. 6. | Read 841-860 Reviews out of 1,674. | Read 1,581-1,600 Reviews out of 1,709. No more worrying about due dates and minimum payment amounts. | Read 301-320 Reviews out of 1,662. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,072 people have written so far, and share your own experience. I'd contact a credit counselor. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,072 people have written so far, and share your own experience. Children under the age of 6 are covered free. 51,000. With the assistance of the team at InCharge, Bryce was able to lower his monthly payments and successfully pay off his debt in just 5 years. | Read 641-660 Reviews out of 1,674. | Read 441-460 Reviews out of 1,636. | Read 461-480 Reviews out of 1,674. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,091 customers have already said. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,012 people have written so far, and share your own experience. InCharge Debt Solutions is approved to issue certificates evidencing completion of a personal financial management instructional course in. : Best for payment reduction. Date of experience: 07 March 2023. I myself am looking into these companies. | Read 1,221-1,240 Reviews out of 1,705. InCharge Debt Solutions Reviews. 3. Maximum loan amounts are $40,000; average interest rates range between 7.